Computer and Cyber Insurance - Drayton Insurance Services

in Norwich, Norfolk and Ipswich, Suffolk

Computer and Cyber Insurance

As we get more and more dependent on technology to help us in our day to day business, it becomes more crucial that we always maintain secure access to our systems at all times. Whether your business is a small, family run shop or a large corporation the impact of losing access to your computer systems or data can be disruptive enough to being your business to a standstill.

If a company has had their systems/data compromised, they are now legally obligated by the EU General Data Protection Regulations (GDPR) to report it to the Information Commissioners Office (ICO) and can be fined up to 4% of their annual turnover or €20million (whichever is greater) and so a Cyber Insurance policy should now be considered a business essential.

Ensuring you have adequate protections in place for your computer systems is now one of the most important things you can do to ensure continuity of your business, whether small or large, Computer and Cyber insurance provides you protection against:

  • Data theft and Ransomware;
  • Viruses and lost income;
  • Fines and penalties from regulatory bodies;
  • Accidental loss of data;
  • Cyber Crime - such as phishing or social engineering.

We have the expertise and knowledge to ensure that you have peace of mind that your business has the correct covers in place so get in touch with us today by email, call us on 01603 954 841 or pop in and see us.

Frequently Asked Questions

  • My business is too small to be a target of hackers, isn't it?

Actually, no. Nearly two thirds of small UK businesses have reportedly suffered a Cyber Attack within the last 12 months with 89% of these reported to have impacted on their reputation.

  • Insurers wouldn't pay ransoms to unlock my computers if I'm hacked, so what's the use of a Cyber policy?

Insurers will provide various forms of support in the event of a Cyber Breach to get your business running smoothly again, including payment of ransom if this is the most cost-effective way to restore your systems.

  • My computers are central to my whole business, what if I can't trade following a Cyber attack?

As well as providing cover to restore your data and computer systems, many Cyber insurers will also provide cover for income lost during the interruption to your business.

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