Private Medical Insurance

What is Private Medical Insurance (PMI)?

Private Medical Insurance provides faster access to private healthcare services compared to NHS wait times, ideal for those seeking swift diagnosis and specialised treatment.

Why Choose Drayton for PMI?

• Local Expertise: Specialists based in Norfolk & Suffolk focused on your needs
• Personal Service: Dedicated advisors guide you from enquiry through claims?
• Broader Cover Options: Work with all major UK insurers—Aviva, Allianz, AXA, Zurich and more?
• Flexible Care: Tailor your policy to include treatments, wellness support and more.

What PMI Covers

• Quicker access to a range of treatments
• Private specialists and consultants
• 24/7 GP access by phone
• Dedicated support teams for specific conditions
• Wellness programmes to support healthier living
• Customisable cover based on age, medical history, and lifestyle?

What PMI Doesn’t Cover

• Routine dental and optical treatments
• Pre-existing conditions, unless agreed in your policy
• Cosmetic or developmental procedures not deemed medically necessary?
• NHS-funded services, you can add these only where covered

Things to Consider

1. NHS Waiting Times: PMI offers reduced delays for diagnosis/treatment
2. Cover Limits: Ensure policies cover your needs—e.g., mental health, cancer care
3. Excess & Premiums: Choose between higher excess for lower premiums, or vice versa
4. Policy Details: Understand exclusions, renewal terms, waiting periods

We believe that everyone should have access to top quality, first-class health care. Our team of qualified experts will personally visit you or discuss over the phone the details of the cover you need. This allows you to find the right level of cover that you need for your personal accident or injury.

We work with all of the main UK insurers so we can offer expert advice to ensure your business is well protected. For the peace of mind that you have the right business insurance cover please give us a call on 01603 954841, send us an email or pop in and see us.