Office Insurance

in Norwich, Norfolk and Ipswich, Suffolk

Office Insurance

Regardless of whether you work from home or have a separate business premises, it is important that you get the right level of office insurance.

Whether you work from home, rent office space or you own your own commercial property we can insure your office as part of a single business insurance policy or as a part of a larger portfolio of insurances. We will look to find the right cover for you, plus other key covers such as Public Liability, Legal Expenses and Loss of Book Debts all in one policy. Quick, quality cover, without the hassle of searching on-line and the peace of mind of using an industry expert.

If you work from home, standard residential cover is unlikely to provide sufficient cover in the event of loss or damage. Our team of specialists are happy to visit your premises to tailor a policy to your exact business needs and to make sure that in the event of loss or damage, you are not left out of pocket.

Our standard level of cover includes:

  • Loss or Damage to Office Equipment
  • Business Interruption
  • Legal Expenses
  • Contents
  • Buildings
  • Portable Equipment (Laptops/phones etc)
  • Personal Accident
  • Public Liability
  • Employers Liability

We work with all of the main UK insurers so we can offer expert advice to ensure your business is well protected. For the peace of mind that you have the right business insurance cover please give us a call on 01603 954841, send us an email or pop in and see us.

What does office insurance cover? 

Office insurance can be very broad and will cover a wide range of losses, including: Damage to the office's buildings and contents Injuries to visitors and employees Loss of income due to a closure Legal expenses We are always happy to discuss your potential exposure in detail to ensure that you are covered as broadly as possible.

What is office insurance? 

Office insurance is a type of insurance that covers businesses that operate from a physical location. It can help to protect businesses from financial loss in the event of an accident, injury, or other loss.

Why do I need office insurance? 

Businesses need office insurance to protect themselves from financial loss in the event of an accident, injury, or other loss. Insurance can help to cover the cost of replacement equipment, building repairs, medical expenses, and legal fees.

Are there different types of office insurance policies available? 

Most insurance companies provide office insurance, and each will have their own distinct features and benefits dependent on the nature of your business. But from accountants and solicitors, to graphic designers and taxi firms, we'll be able to source a product that meets your needs. The benefit of using a professional insurance broker is that we are experienced in providing professional advice to ensure that any quotation received meets the needs of you and your business.

Can I get office insurance for a single office location or multiple offices? 

Yes, you can get office insurance for a single office location or multiple offices. The cost of insurance will vary depending on the number of offices you have and the level of coverage you choose.

What factors affect the cost of office insurance? 

The cost of office insurance will depend on a number of factors including: The amount of cover required for items such as buildings, contents and stock The annual revenue of the business The number of staff or wage roll of the business The location of the business The services you offer Any previous claims or history of subsidence or flooding

Does office insurance cover liability for accidents or injuries that occur in the office? 

Yes, office insurance typically covers liability for accidents or injuries that occur in the office. This includes injuries to employees, visitors, and even trespassers. Office policies can often be extended to include work away from your premises too, which will mean that this cover extends outside of your premises.

Does office insurance cover theft, vandalism, or burglary? 

Yes, office insurance typically covers theft, vandalism, and burglary. However, it is always important to check with your insurance broker if there is a specific type of loss you are worried about.

Are there any discounts available for office insurance based on security measures, alarm systems, or risk management practices? 

Yes, many insurance companies offer discounts for office insurance based on security measures, alarm systems, or risk management practices. These discounts can save you money on your insurance premiums.

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